In which system are healthcare services financed by multiple public and private payers, rather than a single payer?

• A. Single-payer healthcare system
• B. Universal healthcare
• C. Multi-payer healthcare system
• D. Public health

Answer: (C)

Financing healthcare through multiple payers means there isn’t just one entity paying for all services. Costs come from a mix of government programs, private health insurance, employer-sponsored plans, and people paying out of pocket. This setup is described as a multi-payer healthcare system. It contrasts with a single-payer model, where one payer—usually the government—covers most or all healthcare costs for everyone. Universal healthcare refers to ensuring access for all residents, but it doesn’t by itself specify how many payers are involved. Public health focuses on population health and prevention rather than how healthcare is financed.