Which federal health insurance program in the United States is primarily for people aged 65 or older, as well as certain disabled individuals, and is an example of socialized healthcare?

• A. Medicaid
• B. Private health insurance
• C. Medicare
• D. Public health service

Answer: (C)

Medicare is the federal health insurance program that primarily serves people 65 and older, and it also covers certain disabled individuals. It’s a government-run insurance program funded by payroll taxes and premiums, with coverage administered at the federal level and delivered through private providers under contract. This setup differentiates it from Medicaid, which is needs-based for low-income individuals; private health insurance, which is not a government program; and the Public Health Service, which is a government agency, not an insurer. Medicare fits the description as a government-provided health insurance option for older adults and qualifying disabled individuals.